NY Liability Adjuster Exam

Welcome to your NY Liability Adjuster Exam

Which type of ankle fracture will require longer recovery?

Bimalleolar fracture

Trimalleolar fracture

Quadmalleolar Fracture

Under what circumstances should an adjuster cease their "insured-side" investigation of a dog bite claim?

When the insured admits that the dog has bitten someone before

When the dog is not a pure-bred (aka a "Mutt")

When the insured tells you that the claimant is lying

What is the Daubert standard?

A methodology used by insurance regulators to draft policy language

A standard used in trial to determine whether an expert's testimony is valid

A standard used in nerve conduction studies to assess the ability of the nervous system to conduct electrical impulses

Which is more favorable to your policyholder, a Stipulation of Discontinuance "with prejudice" or "without prejudice"?

With Prejudice

Without Prejudice

A computer repair shop has a customer's laptop, and during the repair process, the technician dropped the computer on the floor and damaged it beyond repair. Which section of coverage under the CGL policy would apply to this scenario?

Property Damage Liability Coverage

Products/Completed Operations Coverage

the "Personal property in the care, custody or control of the insured" exclusion

Under New York Civil Practice Law & Rules, what does "CIDA" stand for?

Court Interest Due Attorney

Comprehensive Insurance Disclosure Act

Covered Insured Debenture Assignment

What is the difference between Spondylosis and Spondylolysis?

Spondylosis is a degenerative condition and Spondylolysis involves a stress fracture

Spondylosis involves a stress fracture and Spondylolysis is a degenerative condition

Spondylolysis has an extra "LY" in it

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Mail:
P.O. Box 428
Fishers, NY 14453

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Fishers, NY 14453

(585) 454-8094

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